CALL TODAY FOR A CONSULTATION 1-916-507-9923​
Installment loans may need verification of income
Get the personal funding you need. Completely unsecured.
Submit. Get an Estimate. Get Your Funding.
No up-front fees, ever!
Remember, we don't get paid until YOU get
your funding. So we work very hard for you.
New program for veterans!
$$ Get up to 100k in 3 to 5 days $$
With No Collateral.
See the highlights below
The Program
We provide 100% unsecured funding based
on your credit report. Now, due to chang-
ing financial markets, as of December of
2022 verification of income for cash loans
is necessary. (*see below) No verification
of assets or bank accounts!
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$20,000 to $225,000 - based on your
credit report. You simply get your credit
report from credit checktotal.com, or
Experian, send a copy or the viewing
codes and we'll get you a funding estimate
in about 48 hours.
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If you like the estimate, we send you a cont-
ract and then you are assigned a
personal representative at the company
for a welcome call.
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Your representative guides you through
the process until funding - typically in 7 to
14 working days. (Except the new
progam below for extra-fast results.)
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* UPDATE: MARCH 10TH, 2023
Financial markets are more uncertain. Now,
in order to get cash in a term loan
we may, or may not, need to verify income depending on the strength of your credit
report.
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Important notation: There is a 15%
success fee for providing your funding.
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Please see the guidelines here.
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The Company
The company has been in business for 12 years and has helped thousands of people get unsecured funding.
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Letter from a satisfied customer. Click here.
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The Basics
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Minimum 680+ credit needed on three bureaus
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620+credit OK with military affiliation
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No BK in the last 5 years
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Credit not maxed out
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A couple of trade lines is preferred​
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No verification of income needed for credit lines
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​Verification of income
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needed for cash
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No verification of assets​
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No verification ​tax returns
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No verification of bank accounts​
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New programs highlights
$$ * Get up to 100k in 3 to 5 days * $$
We have 3 ways to get you up to $100k or more
NEVER AN UPFRONT FEE.
Please remember - there is a 15% success fee payable after you get
your funding.
Number 1:
To get up to 100k in 3 to 5 days you need to prove income and
have a 680 or higher credit score for installment loans.
For employed: 2 paystubs & W2
For self-employed: 2 years tax returns
Number 2:
To get up to 100k in credit in 7-10 days without having to prove income/employment you need 680 credit score or higher for
a combination of different funding options. We can also fund
up to 250k with a combination of proving income and not proving income.
Number 3:
For Military: Self, Spouse, family member or roommate who is active, retired, or receiving compensation from Military or DOD will qualify you.
Up to 150K in loans within 3 to 5 days from military banks, plus addition funding from non military banks.
No Collateral.
Some Type of Proof of Income.
If You or a Family member has membership at Navy Federal, USAA or PenFed Federal Credit Union, We can get You Approved for Fast Funding - 2 to 3 days! If not we can get you approved in 7 to 10 days. Credit starts at 620+.
Please review all the program details here
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Tiers of Funding Amounts
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Each applicant can be a husband and wife separately in order to possibly achieve more funding.
Military affiliation is: Applicant, spouse, sibling, parent, child – either active or retired from the military.
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$150-$250k - Proof of Income
To achieve the maximum amount of funding, with proof of income (typically paystubs and 3 months bank statements), ideally your credit profile would include the following:
1. A mortgage (ideally)
2. At least 1 installment loan
3. At least 2 open credit cards that are: 1) seasoned for over 2 years; 2) Limits higher than $5,000 each
4. Less than 4 new accounts opened within 24 months
5. No late payments within 12 months
6. BKs must be 5 years or older
7. No more than 5 inquiries per bureau within the past 90 days
$100-$250k NO DOC – Military Affiliation
To achieve the maximum amount of funding - with minimal proof
of income & Military, ideally your credit profile would include the following:
1. Has membership with Navy Federal Credit Union (preferably opened longer than 3
months)
2. Has membership with USAA Credit Union.
3. At least 1 open installment loan.
4. At least 2 open credit cards that are: 1) seasoned for over 2 years; 2) Limits higher than $5,000 each
5. Less than 4 new accounts opened within 24 months
6. No late payments within 12 months
7. BKs must be 5 years or older
8. No more than 5 inquiries per bureau within the past 90 days
$20k-$100k POSSIBLY NO DOC
Minimum Requirements - Case-by-Case. There are multiple factors that will determine the funding range.
1. No more than 6 inquiries per bureau within the past 90 days
2. At least 2 open credit cards that are seasoned for over 2 years
3. Less than 5 new accounts opened within 24 months
4. BKs must be 5 years or older
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FUNDING WE OFFER
When we send you a quote, we are considering all sources of funding. This typically includes mixing credit cards with installment loans and LOCs.
Not all files will be eligible for every type of funding option. Therefore, if you need a specific type of funding, it's best to let us know at time of quote OR request a new quote, prior to application submission.
Please note, the more restrictive we get, the less funding we will receive.
There are 6 different funding products we have access to:
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1. Regular credit cards that can only be used as a credit card/wherever and however credit cards are accepted (merchant account, PayPal, Venmo, Square, etc.)
2. Balance Transfer cards - These are cards that can be used to pay down other credit card balances.
3. Balance Transfer Cash-line Cards - These are cards where you can send a check to anyone who has a business or corporation (including a business you own) where they can cash the check. Up to 100% of the available credit may be liquidated this way.
4. Cash-line Cards with Personal Use Checks - These are cards that allow you to write a check from the card to yourself. Up to 100% of the available credit may be liquidated this way.
5. Line of Credit – typically requires proof of income
6. Installment Loan – typically requires proof of income
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