New program!
100% Loan to Value Real Estate Financing
Yes, a lending fund can go up to 100% loan to value on commercial real estate loans.
And - even 2nds up to 80%, 90%, or 100% loan to value! Keep the favorable existing first. Crank cash with a new 2nd!
Private money – not hard money
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For high loan to values, lending fund looking for very well qualified borrowers for commercial real estate loans up to $2,500,000. Repeat, for high loan to values looking for very well qualified borrowers.
Again - 100% financing for very well qualified borrowers, and please see below.
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[For the lower LTV’s with “challenged” properties or borrowers, we bring out the “other guys.”]
All lower 48 states
All types of properties
Urban cannabis properties. Commercial cannabis properties, good luck with the bank!
Land – who makes land loans anymore?
Apartments
Commercial
Mixed use
To get to 100% ltv the scenario will need:
Additional real estate collateral
Or; Additional guarantors
Or; Other credit enhancements
Note 1:
Commercial cannabis urban grow operations or dispensaries are valued at their comparable market value of the real estate for broad spectrum, comparable commercial uses. Not necessarily the value attributed to the unique cannabis income.
Note 2:
Other funding entities also available for more difficult scenarios. $400,000 to $20,000,000 per loan.
916-507-9923​
Note 3:
80%, 90% and 100% first and second mortgages. Impossible? Not at all! But, we’ll need credit enhancement. Structuring these loans requires creativity and that’s what this fund does best. They may be able to design solutions to these seemingly impossible LTV requests based on multiple STRONG signers/guarantors or STRONG cross-collateral. They’ll throw out the LTV limits and get super flexible and creative. And here’s what’s even more incredible: They’ll sometimes make junior mortgage loans even where the senior security instrument disallows them!
Decades ago, they coined a name for these loans: “Hostile Seconds” -because they are hostile to the terms of the first mortgage and could result in provoking a call of the loan. They’ll consider making a hostile second when the borrower is sophisticated enough and strong enough to deal with the possibility of an adversarial first mortgage holder.
Most other lenders won’t.